Benefit Plan Year:
April 15 - April 14

Medical Insurance

Zuora provides supplemental private, comprehensive group medical coverage to employees through Pan American Life. Zuora pays 100% of the premium for eligible ZEOs and their dependents.

Eligibility

  • Regular, full-time Employee (40 hours/week)
  • Legal spouse or partner
  • Dependent children up to age 18 (or up to age 25 if full-time student)

Coverage Overview

Below is a general overview of coverage. Please refer to the plan documents for full details including waiting periods and coverage limits that may apply.

Plan Feature Coverage
Insured Amount $100,000 per person
Annual Deductible $100
Preventive Care 100%
General Doctor Visit $5 copay
Specialist Doctor Visit $15 copay
Medications & Laboratory and Imaging Studies 20% - 80% coinsurance
Hospitalization 80% coverage after covering co-payment, co-insurance, and the corresponding deductible
Maternity 80% after applying the deductible – Waiting period 9 months
Well Child Benefit Maximum $250 at 80% after applying the deductible. From birth to 6 years of age.
Dental Preventative & Restorative Services: 80% coverage
Major services: 50% coverage

Note! There are certain coverage limits on specific benefits, and pre-existing conditions are sometimes excluded from coverage for a period of time. Official plan documents will always govern.

Life/Accidental Death & Disability Insurance

Life, accidental death and total permanent disability coverage is offered to regular, full-time employees through Pan American Life. Zuora pays 100% of the premium for employees.

  • Life & Accidental Death: All employees are provided a lump sum benefit of 24x their monthly base salary for life insurance and accidental death insurance. In the event of death while employed, benefits will be paid to the named beneficiary.
  • Total Permanent Disability: Benefits will be paid under the life insurance contract if the employee becomes permanently disabled.

Resources

Plan Documents

Medical Insurance Forms

Pan American Life Insurance Group
www.palig.com(506) 2204-6300